Probably the best way for you to get health insurance if you are unemployed or if your employer doesn't offer it is by getting group insurance. You can usually find policies by joining a professional or trade organization. For example, if you are a freelance writer who is located in the state of New York, you can get insurance through the Freelancers Union. It doesn't matter what organization that you belong to. You can usually find group health insurance if you just look around a little.
There are many organizations that do offer insurance through their members. Some will probably require you to pay a fee though. Depending on the organization, it could be monthly, quarterly, or annual fees. Just look around to find an organization that best fits your needs.
If you are looking for group policies through a membership, make sure that the offer a chance to buy insurance. Another great place to get insurance is through your alumni organization. Just give your old college a call and see what they have to offer. Not only will joining a group help you get insured, it is also a great way to meet people in your field so you can also include networking, socializing and even the chance to work for a charity as part of your membership.
While group health insurance does offer a great alternative to getting insured, it will require some research on your part to find the best organization to fill your needs. So shop around wisely and look for an organization that offers much more than just health insurance, you won't be sorry.
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